FAQ

Negotiations

The broker can negotiate with several candidates simultaneously. This should, however, he does to those concerned to make known

The seller determines which he sells his home in consultation with his Realtor. The buyer can negotiate the price, but the seller decides. This applies to all goods which the seller considers important to decide whether his home to this buyer. If the seller and buyer agree about these matters, there is a buy.

Sometimes the seller and buyer a number of less important matters, "movable property" for example, only to negotiate when they talk about the principal issues. In such a case, the court may provide that if the parties can not agree side issues, now they are on their own sometimes indicated as the principal, must continue to negotiate until a reasonable result is achieved on the side issues.

You can not force you are negotiating. You are only in negotiation when the seller responds to your bid. So if the seller makes a counter. Also, the selling broker explicitly indicate that he is negotiating with you. You are not negotiating the selling broker says that he is your bid will consult with the seller.

Purchase

Banks follow strict guidelines for granting new mortgages, as outlined in the Mortgage Financing Code of Conduct (GHF) combined with ministerial regulations. These rules determine how much you can borrow.

Besides income requirements, lenders also consider the 'market value' of the property. The lender determines this market value, which may be:

The purchase price of the property
The purchase/construction sum, potentially including land price, construction costs, additional work, construction interest, and utility connections
The appraised value, possibly after renovations

Since 2018, it has been possible in the Netherlands to finance up to 100% of the property’s market value when purchasing a home. This means that additional costs, such as transfer tax, notary fees, and appraisal fees, must be paid from personal funds.

No. The highest court, the Supreme Court has in fact ruled that the asking price of a property is an invitation to make an offer. If the asking price of an ad or property guide, then you do a bid. The seller can then decide whether to accept your offer or not, or that his broker a counter offer. He may even decide the asking price during the negotiations to increase.

"buyer's costs" (kk) means that the buyer pays the costs of the transfer of the property accounts for. The "buyers costs" is about 10% of the purchase price. Among th e buyers costs include the following costs:
- Transfer Tax;
- Notary fees for drafting the deed of transfer;
- Land Registry Fees for registration deed of transfer.

In addition to these costs, the buyer must also take account of:

- Notary fees for drafting the mortgage;
- Land Registry Fees for mortgage registration.

The costs are not the buyer brokerage fees. If a seller is an estate agent to sell his / her property then the seller will have to pay costs of this agent. If the buyer is an estate agent for the purchase of a property, the buyer will pay the costs of this agency must pay.

If the broker says 'under offer', it means that he has a serious candidate, which he undertook transactions with others not to promote. This does not mean that no more can go sightseeing. The broker should be clear to indicate that he "under offer" is.

During the waiting period, the buyer can still undo the agreement. Thus, the opportunity for such experts to consult.
The reflection takes (at least) three days starting on the day following the day that the buyer (by both parties) signed certificate or a copy there of gets handed. The cooling-off period ends at midnight of the last day of the grace period. It is not important what time the buyer a copy of the document received

Sale

No. The costs are not the buyer brokerage fees. If you hire us to sell your property then you will have to pay costs of our services. If the buyer is an estate agent for the purchase of a home, the buyer must pay cost of our services.

An option in the legal sense gives one party a choice by a unilateral declaration of a purchase agreement with another party to close. The parties have agreed on the condition of the sale, but the buyer gets such a week to think.

When buying a new house is such an option is common. When purchasing an existing home is often erroneously the term 'option' is used. Then it has the meaning of certain commitments that selling broker can do to an interested buyer during the negotiation. Such a commitment might mean that an interested buyer for a few days to think about getting a bid. The broker will in the meantime try not to another party to enter into negotiations. The interested buyer can use this time to a better understanding of mean funding or uses of the property.

An option can not demand, the seller and selling broker to decide whether a given negotiation commitments.

Verhuur

Ja, het totaal aantal punten bepaald wat je maximale huurprijs is. Echter als de woning door het WWS puntenaantal in het hoog segment (vrije sector) valt, dan mag de huurprijs vrij worden bepaald.

1. What are the requirements to rent a house in the Netherlands as an expat?

As an expat, you usually need the following documents to rent a house in the Netherlands:

Valid passport or ID card
Employment contract or employer’s statement
Proof of income (usually payslips from the past 3 months)
Possibly a landlord’s reference from your previous residence
In some cases, a visa or residence permit (if applicable)

1. What are the requirements to rent a house in the Netherlands as an expat?

2. How much security deposit is usually required when renting a home?

The security deposit for rental properties in the Netherlands usually ranges between one and three months’ rent. This amount is paid at the start of the rental contract and serves as a guarantee for the landlord. It will be refunded at the end of the rental period, provided there is no damage to the property or outstanding payments.

3. What are the most popular neighborhoods in Amsterdam for expats?

Amsterdam has several neighborhoods that are popular among expats, such as:

De Pijp: A lively area with many restaurants, cafés, and shops.
Amsterdam Zuid: Known for its quiet streets, parks, and international schools.
Jordaan: A historic district with charming canals, boutique shops, and a creative atmosphere.
Amstelveen: Located close to Amsterdam, loved for its green surroundings and expat community.

3. What are the most popular neighborhoods in Amsterdam for expats?

4. What are the steps to buy a home in the Netherlands as an expat?

As an expat, the steps to buying a home are similar to those for Dutch buyers. The basic steps are:

Mortgage advice and a financial check.
Searching for and viewing properties.
Making an offer and negotiating.
Signing the preliminary purchase agreement.
Mortgage application and possible appraisal.
Appointment with the notary for the official transfer.

When buying a home as an expat, it is helpful to have the support of a real estate agent who is familiar with expat-related matters.

4. What are the steps to buy a home in the Netherlands as an expat?

5. Can I rent a home if I don’t yet have a BSN number?

Yes, it is possible to rent a home without a BSN (Citizen Service Number). You can already sign the rental contract and move in. However, you will need a BSN for things such as setting up utilities (gas, water, electricity) and for officially registering with the municipality. Therefore, it is advisable to apply for this number as soon as possible after arriving in the Netherlands.

6. What documents do I need to buy a home in the Netherlands?

As an expat, you need the following documents to buy a home in the Netherlands:

Valid identification
Proof of income (e.g., payslips, employment contract)
A statement from your mortgage advisor or bank (mortgage declaration)
In some cases, a BSN (Citizen Service Number)

We guide you through each of these steps and connect you with reliable mortgage advisors.

6. What documents do I need to buy a home in the Netherlands?

7. Can I rent a home without a Dutch employment contract?

Yes, it is possible to rent a home without a Dutch employment contract. However, many landlords will ask for proof of income or a guarantee from your employer abroad. In some cases, additional requirements may apply, such as a higher deposit or advance payment of several months’ rent.

Our real estate agents have experience assisting expats without a Dutch employment contract and can advise you on the best approach.